Excess Liability Insurance
An excess personal liability insurance policy, also known as a personal umbrella policy, protects you and your assets should you be found liable for a large claim, such as a major auto accident. You can purchase limits generally ranging from $1 to $5 million dollars. This excess liability coverage blankets over your home and auto policies to protect you from lawsuits for bodily injury or property damage. Everyone should consider an excess liability policy especially those with swimming pools, trampolines, and youthful drivers.